In light of the earlier post on Goldsworthy and Proverbs, here is a good excerpt from his article in the New Dictionary of Biblical theology on the function of wisdom in the believer’s life:
The quest for empirical wisdom is not an optional exercise for dilettantes. Proverbs and the wisdom literature in general, counter the idea that being spiritual means handing all decisions over to the leading of the Lord. The opposite is true. Proverbs reveals that God does not make all people’s decisions for them, but rather expects them to use his gift of reason to interpret the circumstances and events of life within the framework of revelation that he has given. Yet when they have exercised their responsibility in decision-making, they can look back and see that the sovereign God has guided. Ultimately, to learn wisdom is to choose life, while a life of folly is a deliberate choice of destruction (10:2, 16-17, 29; 13:21).
Graeme Goldsworthy, “Proverbs,” New Dictionary of Biblical Theology, 210.